Short Term Disability

Protect your most valuable asset

So much depends on your ability to earn a living – if you were ever totally disabled and unable to work due to an accident or sickness, like pregnancy or childbirth disabilities, having a steady income during that time becomes even more important.

With a weekly benefit paid directly to you, Short Term Disability Income Protection helps ensure you’re able to stay on top of everyday expenses while you recover. While you’re recovering, you can use the money to help you cover regular monthly bills, like your mortgage, car payment, credit cards, groceries and other expenses. If you do return to work, but can’t do the same job because of your disability, you may still receive weekly benefits. Pregnancy and birth complications like anemia and emergency c-section can be covered and help you get paid when you’re out healing.

Family Care (Paid FMLA)
Insurance Rider

In most cases, FMLA in the US is unpaid by employers and employees are only left to use sick, vacation and PTO during time they are out to bond with a new baby, care for a partner or care for a parent. When these critically important times come up the use of a Family Care Insurance Rider can be a great option to get paid when out on an approved FMLA for up to 12 weeks by your employer.

The Family Care Insurance Riders apply to both women and men who take time away from their jobs under an approved FMLA leave as the primary care giver looking to bond with their new babies and receive a percentage of their wages while out to do so. No disability needed. We all know we can’t get this time back to bond with our new babies or care for a sick family member, don’t let lack of employer pay stop you from taking your time off to be with your family when it matters most.

Accident and Illness Insurance

We can’t always predict what amount will be covered by medical insurance and what expenses will be up to us. As inflation and rising deductibles stretch budgets thin, you can help protect yourself from extra debt, keep your savings intact, and stay on track with the purchases you really want to make.

You’ll have the comfort of knowing there’s extra protection in place – paying above and beyond your primary health insurance. Coverage options for your family, yourself or just your kids. If you, your child or a family member are hurt in a covered accident, these policies pay cash benefits (based on your plan) for related care and recovery.